Travel is an investment.
While it can take months to save for your dream vacation, it could take just seconds to ruin it, and you never know what's going to happen!
Always protect your investment with travel insurance!
Delays and missed connections are incredibly frustrating! Luckily, many insurance policies cover certain delays or missed flights!
You just never know what will happen; life is too unpredictable! Safeguard your investment (vacation!) against getting sick before or during your trip. Many insurance policies offer free cancellation, and most offer medical services, all the way up to emergency evacuation during your trip.
Sometimes your boss revokes those days off, your child's sports team surprises everyone by making it to playoffs, or the random unexpected life event just HAPPENS. Finding the right travel insurance policy will help you avoid change fees if you need to tweak the details of your big trip!
The very best travel insurance policies will have "CFAR" or "Cancel for Any Reason" clauses. This will cover work, military duty, family emergencies, and sometimes even just changing your mind. If missing your trip is even a remote possibility for you, travel insurance is a wise move.
Basically, travel insurance covers all the bases so that you don't have to sweat the small stuff. It's almost always a good idea!
As a travel professional, it is my duty to offer you travel protection. But as a traveler, it is your duty to make the decision whether you want to invest in that extra layer of protection (besides just using a travel professional) to your trip.
It is 100% entirely up to you whether or not you use travel insurance. However, if you opt out of travel insurance, Tailored Travel Experiences is not responsible for anything that happens during or due to your trip.
Here at Tailored Travel Experiences, we are but a local travel agency. We do not sell insurance, nor are we insurance professionals. You should always read the fine print and agree to your chosen insurance company's policies and coverages before purchase.
When we book a trip for you, we often use travel companies (airlines, hotel chains, resorts, rental companies, tour groups, etc) that have their own policies.
When booking a "package deal" where this type of in-house insurance is available, it is very wise to use that company's insurance.
For example: if Allison books you a Delta Vacations package including airfare to the Grand Canyon, a hotel outside the park, and a rental car for the duration of your trip, it is highly recommended that you utilize the Delta Vacations insurance.
In other cases where the different aspects of your trip were booked separately by Allison (hotel here, tour there, flights booked elsewhere, etc), it is usually best to buy an umbrella policy that can cover all the different aspects of your trip booked through different travel suppliers.
For example: If Allison books you a Southwest flight, an Enterprise Car, A Resort Stay, and 3 separate tours led by local companies, it would be wise to purchase an all-encompassing insurance policy from Allianz Agent Max.
No matter if you choose to go with the "in-house" policy that can come with your vacation booking, or an overarching plan through a third party travel insurance company, Allison at Tailored Travel Experiences can help you book that policy!
In fact, it's best that she does! It will allow her to enter all of the pertinent information on your behalf (saving you time, research, stress, and MATH!), and keep up with all of your important documents before, during, and after travel.
And if you ever need to file a claim with your policy, Allison can usually file it on your behalf. How easy!
*Please note that you must decide up front whether you want travel insurance, as many bookings do not allow the travel agent to add insurance after the fact.*
Check them out below. Be sure to read the details of each travel insurance policy option before choosing the one that best fits your budget and coverage needs.
Some policies allow you enter ages, while others require specific birth dates. Either way, get everyone on that policy!
Anything that you've booked in advance is fair game. Flights, Cruises, Hotels, Cars, Tours, etc.
Unless it is an all-inclusive accommodation price, do not budget for food, drinks, souvenirs, etc.
Try to book your insurance immediately after making your first payment, or as soon as you know the total cost of your trip. You'll get the most coverage if you book within 7, or maximally 14 days of that first payment date.
Many policies have limitations of coverage if you choose to book AFTER 14 days have passed since your initial payment. The most commonly dropped coverage is pre-existing medical conditions.